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    St. Thomas Road, Spalding

    £110,000Leasehold

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    Mortgage

    Estimated Monthly Mortgage Payment:
    £509 /mo.25 Years, 3.75% Interest
    Loan
    £99,000
    Total Repay
    £152,697

    Stamp Duty

    You’ll have to pay the stamp duty of:
    £0
    0% up to £110,000
    Your effective stamp duty rate is 0%

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    Ark Property Centre
    6 New Road
    Spalding
    Lincolnshire, PE11 1DQ
    E: info@arkpropertycentre.co.uk
    T: 01775 766888

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    St. Thomas Road, Spalding

    £110,000

    Flat
    2 Bedrooms1 Bathroom1 Reception

    Key Information

    Tenure:Leasehold
    Service charge:Not available
    Ground rent:Not available
    Time remaining on lease:105 years
    Council tax band:A
    Broadband:up to 2000Mbps
    Mobile signal:*Based on indoor data coverage
    EEThreeVodafone

    Key Features

    Modern two-bedroom flat in a convenient Spalding location
    Open-plan living room and kitchen, creating a bright and sociable space
    Two well-proportioned bedrooms plus a contemporary shower room
    Close to Spalding town centre, schools and local amenities
    Currently tenanted, offering an attractive buy-to-let opportunity
    Available with vacant possession if required, providing flexibility for buyers

    Description

    Attractive Two-Bedroom Flat Close to Spalding Town Centre

    This well-presented two-bedroom flat offers comfortable and modern living, ideal for both investors and owner-occupiers. Situated within easy reach of Spalding town centre, local schools, shops and a variety of amenities, the property enjoys a convenient and desirable location.

    Inside, the flat features an inviting open-plan living space that flows seamlessly into a contemporary fitted kitchen, creating a bright and sociable environment. There are two good-sized bedrooms and a modern shower room, providing practical and well-designed accommodation.

    The property is currently tenanted, making it an excellent opportunity for buy-to-let investors seeking a ready-made rental. Alternatively, it can be made available with vacant possession for those wishing to move in themselves.

    An appealing, versatile property in a sought-after area—early viewing is recommended.

    Entrance Hall
    Storage cupboard. Door to lounge, bedrooms and shower room.

    Lounge
    UPVC window. Radiator. Laminate wood flooring.

    Kitchen
    Matching range of base and eye level units with work surfaces over. Sink unit with drainer and mixer tap. Tiled splash backs. Electric hob with extractor hood over. Built in oven and grill. Space for fridge/freezer. Tiled flooring.

    Bedroom 1
    UPVC window. Radiator. Laminate wood flooring.

    Bedroom 2
    UPVC window. Radiator. Laminate wood flooring.

    Shower Room
    Shower cubicle with electric shower over. Wash hand basin. Toilet. Radiator. Wood effect flooring.

    Outside
    The property benefits from allocated parking.

    Parking Space

    Property Postcode
    For location purposes the postcode of this property is: PE11 2TJ

    Additional Information
    PLEASE NOTE:
    All photos are property of Ark Property Centre and can not be used without their explicit permission.

    Anti-money Laundering (AML) Checks
    If you wish to proceed with an offer on this property, we are required under HMRC regulations to carry out anti-money laundering (AML) checks for all prospective buyers and sellers. We take this responsibility seriously and ensure that all checks are conducted securely and in line with current guidelines. To facilitate this process, our trusted partner, Coadjute, will manage the verification on our behalf. Once an offer has been accepted (subject to contract), Coadjute will send you a secure link to complete the biometric identification checks electronically.

    Please note that a non-refundable fee of £27 + VAT per person applies for this service, with payment processed directly through Coadjute.

    These AML checks must be completed before we are able to issue the memorandum of sale to the solicitors confirming the transaction. If you have any questions regarding this process, please do not hesitate to contact our office.

    Verified Material Information
    Tenure: Leasehold
    Council tax band: A
    Annual charge: Not known
    Property construction: Brick built
    Electricity supply: Mains
    Water supply: Mains
    Sewerage: Mains
    Broadband: As stated by Ofcom, Standard, Superfast and Ultrafast is available.
    Mobile coverage: As stated by Ofcom, Indoor - EE is Likely over Voice and Data. Three is Limited over Voice and Data. O2 is Limited over Voice and Data. Vodafone is Limited over Voice and Data.
    Mobile coverage: As stated by Ofcom, Outdoor - EE is Likely over Voice and Data. Three is Likely over Voice and Data, O2 is Likely over Voice and Data. Vodafone is Likely over Voice and Data.

    Parking: Allocated parking
    Building safety issues: Not known
    Restrictions: Not known
    Public right of way: Not known
    Flood risk: Surface water - low. Rivers and the sea - medium. Other flood risks - Groundwater - flooding from groundwater is unlikely in this area. Reservoirs - flooding from reservoirs is unlikely in this area.
    Coastal erosion risk: Not known
    Planning permission: Please refer to South Holland District Council Planning Portal for any planning applications.
    Accessibility and adaptations: Not known
    Coalfield or mining area: Not known
    Energy Performance rating: C75

    Viewing Arrangements
    Viewing is by appointment with Ark Property Centre only. We suggest you call our office for full information about this property before arranging a viewing.

    Offer Procedure
    Please note: before an offer is agreed on a property you will be asked to provide I.D and proof of finance, in compliance Money Laundering Regulations 2017 (MLR 2017). The business will perform a Money Laundering Check as part of its Money Laundering Policy.

    If a cash offer is made, which is not subject to the sale of a property, proof of funds will be requested or confirmation of available funds from your solicitor.

    Ark Property Centre
    If you are thinking about selling your property or are not happy with your current agent - we can offer a FREE valuation service with no obligation.

    Referral & Fee Disclosure
    We can also offer full Financial and Solicitor services.

    We have strong relationships with a panel of trusted solicitors and mortgage advisors. Because we refer a high volume of work to them, they’re able to provide our clients with preferential service and competitive rates. If we introduce you to one of these solicitors or mortgage advisors, we may receive a referral fee of between £100 and £250. We only work with firms we trust to deliver high-quality advice and good value. You are free to use any solicitor or mortgage advisor you choose, but we hope you find our recommended panel competitive and helpful.

    Disclaimer
    These particulars, whilst believed to be accurate are set out as general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has authority to make or give representation or warranty in respect of the property. These details are subject to change.

    Ayscoughfee Hall School
    (0.25 miles)
    Number of pupils: 160
    Age Range: 3 - 11
    Spalding Grammar School
    (0.32 miles)
    Good
    Number of pupils: 894
    Age Range: 11 - 18
    The Spalding St John the Baptist Church of England Primary School
    (0.43 miles)
    Good
    Number of pupils: 429
    Age Range: 4 - 11
    Spalding Parish Church of England Day School
    (0.56 miles)
    Good
    Number of pupils: 540
    Age Range: 4 - 11
    Spalding High School
    (0.62 miles)
    Outstanding
    Number of pupils: 962
    Age Range: 11 - 18
    St Norbert's Catholic Voluntary Academy
    (0.65 miles)
    Outstanding
    Number of pupils: 207
    Age Range: 4 - 11
    Springwell Alternative Academy Spalding
    (0.66 miles)
    Outstanding
    Number of pupils: 21
    Age Range: 4 - 16
    Spalding Academy
    (0.9 miles)
    Good
    Number of pupils: 1211
    Age Range: 11 - 19
    Wygate Park Academy
    (0.93 miles)
    Good
    Number of pupils: 245
    Age Range: 4 - 11
    Spalding Primary Academy
    (0.94 miles)
    Good
    Number of pupils: 420
    Age Range: 4 - 11